Reference

Terms Conditions That Cover Your cina78 Account

Before you open an account or make a deposit via DANA, OVO, or GoPay, these terms set out what you can expect from us and what we expect from you.

Account eligibility rulesDANA, OVO, GoPay wallet termsDeposit and withdrawal conditionsAccount suspension policyRegional access conditions
cina78 Terms Conditions That Cover Your cina78 Account
HOW WE HANDLE THIS

Account Security and Policy Transparency

We keep these terms factual and direct so there is no ambiguity about how your account and wallet are managed. Here is how we approach the areas that matter most to you as an account holder in Indonesia.

Data Handling

Account data you provide during registration — including wallet details for DANA, OVO, or GoPay — is used only for transaction verification and account management, never sold to third parties.

Account Security

We use encrypted connections across all account sessions. If a login attempt comes from an unrecognised device, an OTP is sent to your registered number before access is granted.

Data Retention

We retain your account records for as long as your account is active and for the period required under applicable regulations. You may request a summary of your stored data by contacting support.

Terms Change Requests

If you disagree with an updated clause, contact us in writing before your next session. We will document your objection and advise whether continued account use is possible under the prior version.

TERMS CONTACT PATHS

How to Reach Us About These Terms

If any part of these terms raises a question or you need clarification on a specific condition — such as a held transaction or an account access restriction — reach out through one of the channels below. We handle terms-related queries separately from general account support so your case gets to the right team without delay.

Live Chat Start a live chat session directly from your account dashboard. Terms and account-rule queries are flagged to our dedicated policy team during the session.
Email Support Send a detailed message to our support address for written terms clarification. We respond to policy queries in writing so you have a record of the answer.
Account Help Centre The Help Centre inside your account lists common terms questions, wallet verification steps for DANA and OVO, and the process for disputing a transaction hold.

Common Questions About cina78 Terms

These are the questions we receive most often about how our terms apply to real account situations — from wallet deposits to account closures and regional access.

These terms apply to anyone who opens or uses a cina78 account. Access is subject to local law and is available only in eligible regions where cina78 services are permitted.

Yes. DANA, OVO, and GoPay are accepted wallet methods covered by the deposit and withdrawal conditions in these terms. Your wallet details must match your registered account to pass verification.

We will notify you via your registered contact. Any verified balance in your account wallet at the time of suspension is subject to a review before release, per the account activity policy.

Contact our support team in writing through email or the Help Centre. We will compile your stored account data and send it to your registered address within the timeframe allowed by applicable rules.

We post updates to these terms on this page. Continuing to use your account after a change is published means you accept the revised terms. Check this page periodically if you are an active account holder.

Raise a dispute via live chat or email with your transaction reference. Our policy team reviews wallet disputes — including those involving OVO or GoPay holds — and responds in writing with a resolution or explanation.
Reference

Terms & Conditions

Service availability depends on eligible regions and local law. Users should check local rules before opening an account.

Access may be available only where local law permits.